- Story by Darcy Nybo Photography by Don Denton

Dale Collins decided to become a financial planner the moment she heard Jim Ainsley describe what he did for clients.

害羞草研究所淲e were working at a credit union together at the time,害羞草研究所� Dale said from her West Shore office. 害羞草研究所淚 began taking courses at night and eventually moved over to the financial planning side of the business. After completing my Certified Financial Planning designation in 2005, I decided to start my own practice to ensure I had access to the best products for my clients.害羞草研究所�

Dale bought and built her West Shore office space in the summer of 2014. She built the space adjacent to it the following year, securing the opportunity for the continued growth of her practice.

Dale was born in New Brunswick, lived in Calgary, and moved to the Island in 1991. She raised both her daughters on the West Shore. 害羞草研究所淚 love working and living on the West Shore,害羞草研究所� she said. 害羞草研究所淗iking trails, parks and beaches are abundant. I spend a ton of time at Thetis Lake and Langford Lake walking with friends. East Sooke Regional Park, the Esquimalt Lagoon and the trails around Royal Roads are also some of my favourites.害羞草研究所�

Another thing Dale loves about the West Shore are the people. 害羞草研究所淒espite its growth, the West Shore still has a friendly small town feel about it. Local businesses really support each other.害羞草研究所�

As an advocate for Youth Mental Health, in recent years Dale has been working closely with the Children害羞草研究所檚 Health Foundation, specifically focusing on the Foundry because of how they support youth in our community.

Another cause that is very close to Dale害羞草研究所檚 heart is the Heart and Stroke Foundation. 害羞草研究所淚 was recently made aware of the research gap for women害羞草研究所檚 heart health. Two thirds of all research is done on men. Women are dying unnecessarily and we need to make strides to close the research gap.害羞草研究所� Dale also supports Ovarian Cancer Canada, having lost her sister to ovarian cancer in 2015.

The giving doesn害羞草研究所檛 stop there. Dale supports the BC Children害羞草研究所檚 Hospital Foundation, Goldstream Foodbank, West Shore Rotary, Soroptimist International, and many local sports organizations.

Part of Dale害羞草研究所檚 giving involves a life insurance policy on herself, with Victoria Hospice as the beneficiary. 害羞草研究所淢ost people don害羞草研究所檛 know they can do this, and the premiums are tax deductible. You can expand the gift you are giving with the same amount of money.害羞草研究所�

When it害羞草研究所檚 time to unwind, you害羞草研究所檒l usually find Dale outside. 害羞草研究所淚 love spending time at Lake Cowichan out on the water paddle boarding, and in the winter skiing at Mount Washington,害羞草研究所� she said.

Dale also has a great sense of humour. 害羞草研究所淲hile sponsoring a local dragon boat team, they jokingly asked me to try and waterski behind the boat. I really didn害羞草研究所檛 think it would work, but I tried it, and actually waterskied behind a dragon boat!害羞草研究所�

When it comes to financial planning, Dale has some sound advice for everyone, no matter what their age. 害羞草研究所淪tart planning now, retirement is long! I have many clients living into their nineties.害羞草研究所�

She also knows the importance of a good estate plan. 害羞草研究所淚 can make it really easy for my clients to pass their wealth from one generation to the next. Family dynamics are complicated, and giving wishes may not always be equal,害羞草研究所� Dale said. 害羞草研究所淎 good estate plan can minimize taxes, and give you piece of mind knowing that your wishes will be followed. Another huge benefit to some pre-planning is the ease. People don害羞草研究所檛 realize how painful settling an estate can be if things are not set up properly. Usually the executor or executrix is a loved one, and in a lot of cases, the job can take years.害羞草研究所�

Dale loves what she does and looks forward to going to work every day. 害羞草研究所淚 love my job because I get to help people. Helping my clients plan for their life害羞草研究所檚 goals, like buying a home, retiring or leaving a legacy is a very fulfilling part of what I do,害羞草研究所� she said. 害羞草研究所淎nd there害羞草研究所檚 no better place to do that, than here on the West Shore.害羞草研究所�

Daily Uniform: Basically any dress from Calvin Klein. I run hot so I prefer sleeveless dresses.

Favourite pair of shoes: Freepeople Clog

Favourite Piece of Jewellery: A ring that I had custom designed

Favourite Accessory: The pearl necklace my sister gave me on her wedding day.

Favourite Watch: Marc Jacobs

Necessary Beauty Item: Dr. Renaud害羞草研究所檚 Global Defense and Natig茅ne